Frequently Asked Questions

How can Advanced Commission help my business needs?

Our commission advance service is an effective way to get your commissions without having to wait months until closing. By doing this, it allows you to confidently balance your cash flow and predict your monthly income.

How much of an advance can I receive?

We offer up to $25,000 for pending sale advances and up to $4,500 for listing advances.

How much does a commission advance cost?

We strive for transparency and will never hide our prices or our process from you. Simply check out the different pricing for pending sale advances and listing advances on the Low Fees page. The pending sale advance slider is based on a 30 day COE. And remember, we have absolutely no hidden fees.

Who can receive a commission advance?

We provide our service to real estate agents licensed across the entire United States.

What happens if the closing is delayed?

We know unexpected things happen all the time in real estate. For that reason, if your closing is delayed, we recommend that you apply for a Delayed Closing Agreement by informing Advanced Commission of the new close of escrow date. This is our way of keeping your advance costs low! There are also other options available, listed below:

  • Pay the purchased commission amount back in full.
  • Submit a replacement sale or sales to Advanced Commission. Pay a closing extension fee for a ten-day extension of the grace period for Pending Advances. Listing Advances are charged every 30 days for extensions.
What happens if the sale falls through?

If a sale fails to close you may repay your advance with a future commission. You may also choose an option from the list below:

  • Pay the purchased commission amount back in full.
  • Submit a replacement sale or sales to Advanced Commission.
  • Pay a closing extension fee for a ten-day extension of the grace period.
Where do you provide your service?

Advanced Commission is proud to serve real estate agents across the United States! We will work with you no matter where you are based.

Is there liability for my broker?

No. Brokers bear no financial liability to repay a commission advance taken out by one of their agents. Brokers are simply required to authorize every commission advance request.

Are commission advances tax deductible?

Yes! When you use the proceeds of your commission advance exclusively for your real estate business, the cost can be tax deductible.

How will I receive my commission advance?

Once your application has been approved and both parties have signed the contracts, we will wire transfer the funds directly into your bank account. It will be available within 24 hours if the wire was completed before 2 pm PST.

How do I repay advanced commission?

It’s simple! Your broker will be asked to sign a Commission Disbursement Form during your application process. This form requests that Advanced Commission receive payment directly from the settlement company. If for some reason the settlement company fails to repay us, it is up to the agent to do so.

What supporting documents need to be included during the process?

To process your advance faster, we will need copies of:

  • Driver’s License
  • Voided check or bank information (we do not accept prepaid cards)
  • MLS Production Report in the last 12 months (must show property address, date sold and you as the agent)
  • Bank Approval Letter if applicable
  • Sales contract for Pending Advance
  • Listing agreements if applying for a Listing Advance
Can I have multiple advances going at the same time?

No. In the interest of both parties, we require that your current commission advance be repaid before applying for a new advance.

Will anyone know I have received a commission advance?

You may rest assured that the process of getting a commission advance is extremely confidential. We will not inform any buyers or sellers involved in your transactions that you are working with us. The only parties that will be notified are your broker, as they will need to sign the contracts and your closing company.

Does Advanced Commission have an affiliate program?

Yes. Advanced Commission is eager to partner with respected brokerages nationwide. If you are a broker and are interested in partnering with us, please get in touch with us at

Does Advanced Commission offer advances for listings?

Yes, we offer Listing Advances for agents! The advance amount is based on the number of active listings the agent has:

  • 2+ Listings and Annual Production of 3-5 deals – up to a $2,500 advance
  • 2+ Listings and Annual Production of 6-9 deals – up to a $3,500 advance
  • 2+ Listings and Annual Production of 10+ deals – up to a $4,500 advance

In order to qualify, the listings must have 90 days remaining until they expire. We do not offer listing commission advances for Brokers at this time.

Do you offer commission advances for brokers?

Yes! We do Pending Sale Advances for brokers, however, additional fees may apply.

What type of properties can I apply for a commission advance with?

You may apply for a commission advance using any Residential property. We do not approve advances on commercial, rental, lease, or land/lots.

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